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If the Payday Lending Industry Goes Out of Business, What Will Replace It?

Need money badly? You don’t need to have good credit to find plenty of businesses willing to lend you cash. That isn’t good news. Financial companies that lend money to people desperate for cash tend to have high-interest strings attached, and offer little time to...

Payday Lending: Will Anything Better Replace It?

Fringe financial services is the label sometimes applied to payday lending and its close cousins, like installment lending and auto-title lending—services that provide quick cash to credit-strapped borrowers. It’s a euphemism, sure, but one that seems to aptly convey the...