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What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference between the two, you won’t understand the difference between what you are paying in interest and the true cost of the...

5 Key Benefits of USDA Loans You Should Know!

Let’s look at a hypothetical: You’re ready to buy a home. You really don’t have enough cash for a down payment. You’re looking around a homes for sale with your Realtor®. Your Realtor® suggests finding a home for sale in an area eligible for a USDA financing. Now, you have...

USDA slashing mortgage fees

Borrowers who use the U.S. Department of Agriculture’s Rural Housing Service to get a mortgage could soon pay significantly less for their loan, as the USDA announced that it is about to cut its loan fees for lenders who use the USDA’s Single Family Housing Loan Guarantee...
Posted On 21 Apr 2017