Is There a Difference Between Homeowners Insurance and a Home Warranty?

The short answer is “yes,” they are completely different, but both are important in protecting your investment. Homeowners insurance protects you against accidents, while a home warranty protects you against malfunctions. Here is a breakdown of how each works to protect you....

How to Find Your Best Home Insurance Deal in 2017

Finding the best home insurance deal isn’t rocket surgery or even brain science. In fact, buying a policy is pretty much like buying anything else. You look at the price tag, you consider what you need from the goods you’re buying, you see how closely the ones you’re examining...

How to Outsmart Private Mortgage Insurance

One of the risk measures lenders use in underwriting a mortgage is the mortgage’s loan to value (LTV) ratio. A mortgage’s LTV ratio is a simple calculation made by dividing the amount of the loan by the value of the home. The higher the LTV ratio, the higher the risk...