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What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference between the two, you won’t understand the difference between what you are paying in interest and the true cost of the...

The Top Mid-Range Airline Credit Cards to Have for 2017

Everyone wants to save money on credit card annual fees, but the entry-level airline cards usually just aren’t worth it. That doesn’t mean you have to pay $450 a year for the carriers’ most premium travel rewards cards; luckily, there are some great options in the middle. In...

Travel rewards or cash back? Tips on finding the best credit card for you

If finding the right credit card feels like a daunting task, you’re not alone. With options ranging from travel rewards to cash back and sign-on bonuses, there are many options, but not all are the right choice for you. Nick Clements, co-Founder of MagnifyMoney.com, said the...