What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference between the two, you won’t understand the difference between what you are paying in interest and the true cost of the...

4 Tricks for Lowering Your Credit Card Interest Rates

Over half of American households carry credit card debt from month to month. That means they’re making interest payments that reduce the amount of money they have. The higher your interest rate is, the more money you lose every month. The good news is, there are a few tricks you...
Posted On 21 Apr 2017

What credit cards offer the lowest interest rates?

When it comes to picking out a credit card, there are number of factors to consider. From annual fees to perks like cash back and airplane miles, every credit card account is different. Perhaps the biggest factor consumers should focus on is the card’s interest rate....

The Heyday of Card Sign-up Bonuses may be Done, but Here are Some Deals

The Chase Sapphire Reserve credit card was the one to beat when it came to sign-up bonuses, offering $1,500 to people who spent $4,000 on the card in the first three months. That era of big sign-up bonuses may be coming to an end. JPMorgan Chase recently announced it would...