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What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference between the two, you won’t understand the difference between what you are paying in interest and the true cost of the...

6 Things to Consider when Getting a Rewards Credit Card

Credit card rewards programs sound like a really good deal. Who wouldn’t want to get rewarded for spending money? Of course, we all would but does it sound too good to be true? Well, it may or may not be, so before you sign up for a new credit card with a rewards program, here...

Airlines Make More Money Selling Miles Than Seats

Does your wallet contain an airline-branded credit card? If so, your daily Starbucks visits, iTunes selections, and dining habits serve a critical role in keeping the U.S. airline industry fat and happy. For carriers such as American Airlines riding Citigroup Inc. plastic, or...

The Top Mid-Range Airline Credit Cards to Have for 2017

Everyone wants to save money on credit card annual fees, but the entry-level airline cards usually just aren’t worth it. That doesn’t mean you have to pay $450 a year for the carriers’ most premium travel rewards cards; luckily, there are some great options in the middle. In...