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What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference between the two, you won’t understand the difference between what you are paying in interest and the true cost of the...

How Long Should You Finance Your Car For?

Four Years Is Ideal Longer auto loans are growing in popularity as more financing companies are offering extended borrowing periods, even including options for as long as 84 months or seven years.  Anything Above Five Years Is Not In Your Best Interest! Extending auto loans past...

What Are Current Auto Loan Rates?

It has been all over the news, interest rates are going up. But what does that mean for car shoppers? Do you need to look at less expensive cars, or run out and buy one today to avoid the rise? Truth is, there’s no need to panic. Though it appears that rates are on an upward...