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What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference...

6 Things to Consider when Getting a Rewards Credit Card

Credit card rewards programs sound like a really good deal. Who wouldn’t want to get rewarded for spending money? Of course, we all would but does it sound too good...

4 Tricks for Lowering Your Credit Card Interest Rates

Over half of American households carry credit card debt from month to month. That means they’re making interest payments that reduce the amount of money they have....
Posted On 21 Apr 2017

What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference between the...

What is the Best Day to Buy a Car?

After doing all the research and price comparisons, it may surprise you to know that getting the best deal on a car invariably comes down to timing. With car dealers under...

How Much Do Dealers Get Paid for Financing My New Car?

How Much do Dealers Get Paid for Financing My New Car? If you have ever financed a car from a car dealer you are probably familiar with the theme. You’re escorted into the...

What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference between the...

Operating Without Insurance? 7 Types of Business Insurance You Need to Know About Right Now

Business insurance is important because there are many threats and risks that can harm your operation. Here are 7 you need to know now. Business insurance is important because...

Get Covered: 8 Times It’s Absolutely Necessary to Have Business Insurance

Confused by all those policies and legal agreements? Here’s how to make sense of them, plus the breakdown of what you really need. These entrepreneurs from YEC cover...

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What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference between the...

Is There a Difference Between Homeowners Insurance and a Home Warranty?

The short answer is “yes,” they are completely different, but both are important in protecting your investment. Homeowners insurance protects you against accidents, while a...

Why a 10 year Consumer Mortgage Might Be In Your Future

Is a  10-Year Mortgage in Your Future? In what could portend a growing trend in coming years, the 10-year mortgage loan has emerged as the mortgage of choice for an increasing...

What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference...

Is my Debt Average when Compared to Others?

Although many households resolved to reduce their use of debt following the financial crisis, consumer debt has increased. Much of it can be attributed to rising...

What is a Debt to Income Ratio and Why is it Important?

When you reach a point when it seems that most of your money is going towards paying down your debt, you probably have an upside down debt-to-income ratio (DTI)....

How To Figure Out If Refinancing & Consolidation Makes Sense For You

There are a handful of ways to reduce student loan payments. Two of those methods include student loan consolidation and student loan refinancing. These two terms...

What’s the difference between an Interest Rate and The APR?

When you shop for a loan, you will typically see two rates, the interest rate and the annual percentage rate (APR). If you don’t clearly understand the difference...

Should I Consolidate My Federal Student Loans?

The latest figures on student loan debt in the U.S. are staggering. More than 40 million Americans now carry some form of student loan debt, averaging just over...

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